Common Mistakes to Avoid in Your SSD Claim
Many first-time Social Security disability applicants are unaware that a majority of initial claims are denied. As a result, thousands of people with debilitating medical conditions are sometimes unable to access the Social Security benefits they desperately need to stay afloat.
The Disability Law Firm understands that navigating the bureaucratic red tape that comes with applying for SSD benefits can be challenging. The tiniest mistake in your application can trigger a denial and cause setbacks for you or your family.
The following is a list of some of the biggest mistakes people make with Social Security applications – and how to avoid them.
Common Mistakes to Avoid When Filing an SSD Claim
When filing an SSD claim, what you do not know can hurt you. Data from the Social Security Administration shows only 31.42 percent of initial SSD applicants were approved to receive benefits in one recent year. Making a small mistake on your application can jeopardize your claim and result in a denial. Some of the biggest mistakes with Social Security applications include:
Not knowing the basics of how your benefit payment is calculated
Before you file for Social Security disability benefits, you need to know which benefit program is right for you. Social Security Disability Insurance (SSDI) requires you to be diagnosed with a disabling illness or injury and have a qualifying work history. Generally, your lifetime earnings determine the value of your benefits.
The Social Security Administration provides an online calculator to help you estimate your benefit payment.
Depending on your financial situation, you may be eligible to apply for Supplemental Security Income (SSI) benefits. These are needs-based benefits. You do not need a qualifying work history, only a qualifying medical condition to apply.
The Social Security Administration provides a table advising applicants of the amount eligible individuals and couples may receive in benefits. In addition, Florida residents living in an assisted living facility or adult family care home may be eligible for an additional state supplement stipend.
Filing a disability claim while working
One of the conditions for applying for disability benefits is that your medical condition or illness must prevent you from being able to work and generate an income. When determining whether a person is eligible for benefits, the Social Security Administration will consider the following:
- Is the individual unable to do the work that they previously did?
- Is the individual unable to adequately adjust to other work due to their condition?
- Will the diagnosed condition be expected to last for at least one year or result in the person’s death?
Failing to understand Social Security spousal benefits
You may have different options for spousal Social Security disability benefits as a spouse. For example, if you have a qualifying work history and medical condition, you may be able to apply for SSDI benefits. You may also be entitled to collect a spousal benefit of up to 50 percent of your spouse’s Social Security benefit. However, you cannot collect both. You also need to be aware of age limitations before applying.
Failing to see a doctor
Medical documentation verifying your condition is crucial to any Social Security disability benefits application. If you have failed to see a medical professional about your illness or condition, or if you fail to see your doctor regularly, your application can be denied for lack of sufficient medical information.
Not following your doctor’s orders
Visiting a doctor is not enough. The Social Security Administration will want evidence that you are following your doctor’s prescribed treatment plan. Failing to take your medication or follow through with physical or rehabilitation therapy could jeopardize your claim.
Submitting incomplete records or falsifying records
Documentation is extremely important to your Social Security disability claim. You will need records outlining your financial situation, medical treatment, and work history. Overestimating, underestimating, falsifying, or omitting any aspect of your medical or financial situation can trigger a denial of your claim. Your application needs to be as detailed and as accurate as possible.
Failing to consult an attorney
The Social Security disability application process can be challenging. An error can cause significant setbacks and result in a denied claim. One of the biggest mistakes you can make is not talking to an experienced Florida Social Security disability attorney early in the application process. An attorney can help you avoid the most common pitfalls and increase your chances of filing a successful claim.
What Tips Should I Know for Filing an SSD Claim?
If you are in the process of filing a Social Security disability claim, keep these helpful tips in mind to make the application process proceed more smoothly:
- Review the list of needed materials and gather all crucial documents before you start your application.
- Be honest and realistic about your disability and medical condition.
- Communicate with your doctor and help them understand what information the Social Security Administration will need.
- Only provide accurate information about your medical and financial situation.
- Be responsive during the application process and answer all questions from the SSA as clearly and accurately as possible.
- Review your application for mistakes, inaccuracies, or spelling errors.
An attorney can help you gather information the SSA will need and assist you in preparing an accurate SSD application. Having an attorney on your side can increase your chances of filing a successful claim and securing the money you deserve.
Contact Our Florida SSD Lawyer Today
Are you struggling with your SSD application? Are you worried that you will be denied the benefits you deserve? Contact The Disability Law Firm for help with your Social Security claim. You deserve the best chance possible at receiving the SSD benefits you need.
Contact The Disability Law Firm today to set up a risk-free case review.